(GOOGLE TRANSLATOR)
System ensures the accumulation of miles by adopting a method dubbed "pacifierbetween cards. " What is the payment of a credit card with another.
The other day I was amazed when a friend said it was paying credit card with another credit card to earn miles. My first reaction was suspicion, but then I delved on the subject and saw that it really is possible to collect points with surprising speed, and best, without spending much. The system was dubbed him "card pacifier." A small reference to recharging car battery through a wire between two cars. In our case we will have a card carrying the other. The technique requires organization and discipline. If these requirements are far from your profile recommend not proceeding in the method. But if you routinely pay your bills on time and have some control over your financial life, this is the ideal system. Understand how in this step by step:
1) Have two credit cards to pay bills
Please have two credit cards that are affiliated with travel programs them to arrange and pay bills through the system easy to pay bills or pay. Important that the various banking networks so they can make transactions without complications. In the case of stable couples, the system fits perfectly since each person only have a card. Here'sa list of banks and cards that adopt the system to pay bills.
American Express - www.americanexpress.com.brAffiliate Programs: Various - Delta, Alitalia, Tam, smiles, Continental, etc..His points are valid also for hosting.Expiration time points: does not expire.
Bank of Brazil - www.bb.com.brAffiliate Programs: Tam and Smiles.Expiration time of points: 01 to 02 years.
Savings - www.caixa.gov.brAffiliate Programs: Tam and Smiles.Expiration time of points: 02 years.
Citibank - www.citibank.com.brAffiliate Programs: Size, Smiles and AAdvantage (American Airlines).Expiration time points: never expires.
Credicard - www.credicard.com.brAffiliate Programs: Tam and Smiles.Expiration time of points: 02 to 03 years.
Itaú - www.itaucard.com.brAffiliate Programs: Tam and Smiles.Expiration time of points: 02 years.
HSBC - www.hsbc.com.brAffiliate Programs: Delta, Tap, Tam and Smiles.Expiration time of points: 02 years
Royal Bank / Santander - www.santander.com.brAffiliate Programs: Aeromexico, Delta, LAN, Smiles, TAM and TAP.Expiration time points: never expires.
Unibanco - www.unibanco.com.brAffiliate Programs: Tam and Smiles.Expiration time points: never expires.
2) Should you need
With two cards in hand the next step is a must. That's right! Create an alleged debt. In this case we assume that the card limit is $ 8000 and B card of $ 4000. The trick is to pay with the card A and B, using the system to pay bills, all your expenses that generally mature earlier this month (water, electricity, telephone, bank bills) and other accounts that have bar code. If your expenses are not sufficient to pay the accounts of relatives and friends and collect your money. In our example you will have spent £ 3000 on each card and will have an alleged debt with a total of 6 thousand. This amount will be billed for 30 days since the payment of the cards A and B only come early next month. This delayed is costly. The average monthly interest rate charged by operators of credit card is about 2%. Remember that to perform this operation you will have made an extra box with the same value of the alleged debt. That is, you have a spare in your monthly budget of $ 6000. But do not bother to spend. He should go straight to an application for fixed income like savings or CBD.
4) Triggering the pacifier
OK. A month has passed and bills of cards A and B have just arrived. The value of the card is $ 3,000.00 + 2.00% (interest card) = R $ 3,060.00 Ditto for Card B = R $ 3,060.00. Only the monthly interest will total $ 120.00. And now? What should be done?Good! Remember that there is no free lunch. Pay the interest! Consider it a flat monthly benefit of $ 120 to be paid so loose, straight from his pocket. The $ 6,000 remaining to be paid as follows: The card pays $ 3000 card and B card B pays $ 3000 card A.Repeat the move for months.
5) Time to reap the rewards
Cut to the chase! How much will I earn miles with it? The answer is: it depends.
The calculations submitted by the companies are given as follows. Every $ 1 USD spent on the bill your credit card (this includes pay bills) you receive 1 to 2 points that can be converted into miles.
Final Thoughts
- Pay the cards in advance so that it loads in 48 hours and has enough time to pay the other card;
- Be aware of the amounts charged by the annual card fees;
- Do not spend the extra cash. Apply the value of a fixed income;
- Be sure to pay the interest directly from your pocket;
- Look for deals offered by airlines miles.
- Increase the score by using the card for day-to-day living expenses.
System ensures the accumulation of miles by adopting a method dubbed "pacifierbetween cards. " What is the payment of a credit card with another.
The other day I was amazed when a friend said it was paying credit card with another credit card to earn miles. My first reaction was suspicion, but then I delved on the subject and saw that it really is possible to collect points with surprising speed, and best, without spending much. The system was dubbed him "card pacifier." A small reference to recharging car battery through a wire between two cars. In our case we will have a card carrying the other. The technique requires organization and discipline. If these requirements are far from your profile recommend not proceeding in the method. But if you routinely pay your bills on time and have some control over your financial life, this is the ideal system. Understand how in this step by step:
1) Have two credit cards to pay bills
Please have two credit cards that are affiliated with travel programs them to arrange and pay bills through the system easy to pay bills or pay. Important that the various banking networks so they can make transactions without complications. In the case of stable couples, the system fits perfectly since each person only have a card. Here'sa list of banks and cards that adopt the system to pay bills.
American Express - www.americanexpress.com.brAffiliate Programs: Various - Delta, Alitalia, Tam, smiles, Continental, etc..His points are valid also for hosting.Expiration time points: does not expire.
Bank of Brazil - www.bb.com.brAffiliate Programs: Tam and Smiles.Expiration time of points: 01 to 02 years.
Savings - www.caixa.gov.brAffiliate Programs: Tam and Smiles.Expiration time of points: 02 years.
Citibank - www.citibank.com.brAffiliate Programs: Size, Smiles and AAdvantage (American Airlines).Expiration time points: never expires.
Credicard - www.credicard.com.brAffiliate Programs: Tam and Smiles.Expiration time of points: 02 to 03 years.
Itaú - www.itaucard.com.brAffiliate Programs: Tam and Smiles.Expiration time of points: 02 years.
HSBC - www.hsbc.com.brAffiliate Programs: Delta, Tap, Tam and Smiles.Expiration time of points: 02 years
Royal Bank / Santander - www.santander.com.brAffiliate Programs: Aeromexico, Delta, LAN, Smiles, TAM and TAP.Expiration time points: never expires.
Unibanco - www.unibanco.com.brAffiliate Programs: Tam and Smiles.Expiration time points: never expires.
2) Should you need
With two cards in hand the next step is a must. That's right! Create an alleged debt. In this case we assume that the card limit is $ 8000 and B card of $ 4000. The trick is to pay with the card A and B, using the system to pay bills, all your expenses that generally mature earlier this month (water, electricity, telephone, bank bills) and other accounts that have bar code. If your expenses are not sufficient to pay the accounts of relatives and friends and collect your money. In our example you will have spent £ 3000 on each card and will have an alleged debt with a total of 6 thousand. This amount will be billed for 30 days since the payment of the cards A and B only come early next month. This delayed is costly. The average monthly interest rate charged by operators of credit card is about 2%. Remember that to perform this operation you will have made an extra box with the same value of the alleged debt. That is, you have a spare in your monthly budget of $ 6000. But do not bother to spend. He should go straight to an application for fixed income like savings or CBD.
4) Triggering the pacifier
OK. A month has passed and bills of cards A and B have just arrived. The value of the card is $ 3,000.00 + 2.00% (interest card) = R $ 3,060.00 Ditto for Card B = R $ 3,060.00. Only the monthly interest will total $ 120.00. And now? What should be done?Good! Remember that there is no free lunch. Pay the interest! Consider it a flat monthly benefit of $ 120 to be paid so loose, straight from his pocket. The $ 6,000 remaining to be paid as follows: The card pays $ 3000 card and B card B pays $ 3000 card A.Repeat the move for months.
5) Time to reap the rewards
Cut to the chase! How much will I earn miles with it? The answer is: it depends.
The calculations submitted by the companies are given as follows. Every $ 1 USD spent on the bill your credit card (this includes pay bills) you receive 1 to 2 points that can be converted into miles.
Final Thoughts
- Pay the cards in advance so that it loads in 48 hours and has enough time to pay the other card;
- Be aware of the amounts charged by the annual card fees;
- Do not spend the extra cash. Apply the value of a fixed income;
- Be sure to pay the interest directly from your pocket;
- Look for deals offered by airlines miles.
- Increase the score by using the card for day-to-day living expenses.
Nenhum comentário:
Postar um comentário